Call reports 2014
PIONEER BANK — 2014
What PIONEER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,181,000 | 170,797,000 | 171,852,000 | 171,521,000 |
| Total loans | 141,862,000 | 143,329,000 | 142,379,000 | 142,400,000 |
| Allowance for loan losses | 2,355,000 | 2,231,000 | 2,211,000 | 2,183,000 |
| Securities available for sale | 7,529,000 | 8,733,000 | 9,636,000 | 7,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,844,000 | 140,692,000 | 142,516,000 | 143,384,000 |
| Interest-bearing deposits | 99,670,000 | 101,616,000 | 101,879,000 | 101,825,000 |
| Noninterest-bearing deposits | 37,174,000 | 39,076,000 | 40,637,000 | 41,559,000 |
| Equity capital | 18,876,000 | 19,091,000 | 19,185,000 | 19,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,576,000 | 6,857,000 | 9,127,000 |
| Interest expense | 155,000 | 308,000 | 459,000 | 605,000 |
| Net interest income | 2,141,000 | 4,268,000 | 6,398,000 | 8,522,000 |
| Noninterest income | 275,000 | 586,000 | 886,000 | 1,176,000 |
| Noninterest expense | 1,710,000 | 3,428,000 | 5,148,000 | 6,880,000 |
| Provision for loan losses | 158,000 | 99,000 | 178,000 | 254,000 |
| Pretax income | 548,000 | 1,327,000 | 1,958,000 | 2,564,000 |
| Income tax | 179,000 | 435,000 | 643,000 | 586,000 |
| Net income | 369,000 | 892,000 | 1,315,000 | 1,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,452,000 | 18,675,000 | 18,783,000 | 19,065,000 |
| Total capital | 20,070,000 | 20,309,000 | 20,422,000 | 20,698,000 |
| Risk-weighted assets | 128,703,000 | 130,101,000 | 130,536,000 | 130,080,000 |