Call reports 2013
PIONEER BANK — 2013
What PIONEER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 170,638,000 | 169,516,000 | 169,470,000 | 168,945,000 |
| Total loans | 139,723,000 | 139,744,000 | 141,806,000 | 142,723,000 |
| Allowance for loan losses | 2,385,000 | 2,245,000 | 2,139,000 | 2,240,000 |
| Securities available for sale | 9,197,000 | 6,678,000 | 8,144,000 | 8,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,432,000 | 136,666,000 | 137,201,000 | 134,811,000 |
| Interest-bearing deposits | 100,889,000 | 100,312,000 | 98,630,000 | 98,233,000 |
| Noninterest-bearing deposits | 36,543,000 | 36,354,000 | 38,571,000 | 36,578,000 |
| Equity capital | 18,339,000 | 18,284,000 | 18,409,000 | 18,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,726,000 | 7,049,000 | 9,424,000 |
| Interest expense | 174,000 | 344,000 | 509,000 | 670,000 |
| Net interest income | 2,191,000 | 4,382,000 | 6,540,000 | 8,754,000 |
| Noninterest income | 296,000 | 585,000 | 880,000 | 1,170,000 |
| Noninterest expense | 1,658,000 | 3,359,000 | 5,094,000 | 6,498,000 |
| Provision for loan losses | 6,000 | 7,000 | 291,000 | 551,000 |
| Pretax income | 823,000 | 1,634,000 | 2,068,000 | 2,908,000 |
| Income tax | 270,000 | 537,000 | 675,000 | 803,000 |
| Net income | 553,000 | 1,097,000 | 1,393,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,806,000 | 17,850,000 | 17,981,000 | 18,343,000 |
| Total capital | 19,412,000 | 19,459,000 | 19,581,000 | 19,957,000 |
| Risk-weighted assets | 127,664,000 | 128,122,000 | 127,458,000 | 128,512,000 |