Call reports 2012
PIONEER BANK — 2012
What PIONEER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,543,000 | 168,768,000 | 175,439,000 | 169,389,000 |
| Total loans | 135,394,000 | 137,685,000 | 139,683,000 | 141,182,000 |
| Allowance for loan losses | 2,427,000 | 2,440,000 | 2,511,000 | 2,475,000 |
| Securities available for sale | 9,873,000 | 8,623,000 | 8,977,000 | 5,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,829,000 | 137,572,000 | 138,574,000 | 133,797,000 |
| Interest-bearing deposits | 109,033,000 | 106,568,000 | 104,571,000 | 100,692,000 |
| Noninterest-bearing deposits | 30,796,000 | 31,004,000 | 34,003,000 | 33,105,000 |
| Equity capital | 18,020,000 | 18,098,000 | 18,172,000 | 18,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,696,000 | 7,071,000 | 9,478,000 |
| Interest expense | 322,000 | 630,000 | 913,000 | 1,114,000 |
| Net interest income | 2,034,000 | 4,066,000 | 6,158,000 | 8,364,000 |
| Noninterest income | 308,000 | 574,000 | 858,000 | 1,108,000 |
| Noninterest expense | 1,400,000 | 2,782,000 | 4,257,000 | 5,673,000 |
| Provision for loan losses | 66,000 | 258,000 | 412,000 | 470,000 |
| Pretax income | 876,000 | 1,600,000 | 2,347,000 | 3,329,000 |
| Income tax | 288,000 | 520,000 | 770,000 | 1,007,000 |
| Net income | 588,000 | 1,080,000 | 1,577,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,467,000 | 17,545,000 | 17,607,000 | 17,603,000 |
| Total capital | 19,013,000 | 19,111,000 | 19,195,000 | 19,245,000 |
| Risk-weighted assets | 122,808,000 | 124,403,000 | 126,121,000 | 131,647,000 |