Call reports 2011
PIONEER BANK — 2011
What PIONEER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,429,000 | 162,164,000 | 167,792,000 | 164,519,000 |
| Total loans | 131,169,000 | 131,998,000 | 135,820,000 | 135,715,000 |
| Allowance for loan losses | 2,455,000 | 2,313,000 | 2,424,000 | 2,429,000 |
| Securities available for sale | 10,955,000 | 8,894,000 | 9,524,000 | 9,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,939,000 | 136,746,000 | 136,550,000 | 133,956,000 |
| Interest-bearing deposits | 123,168,000 | 107,804,000 | 106,670,000 | 104,671,000 |
| Noninterest-bearing deposits | 26,771,000 | 28,942,000 | 29,880,000 | 29,285,000 |
| Equity capital | 16,358,000 | 16,664,000 | 17,130,000 | 17,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,578,000 | 6,903,000 | 9,255,000 |
| Interest expense | 375,000 | 744,000 | 1,098,000 | 1,443,000 |
| Net interest income | 1,896,000 | 3,834,000 | 5,805,000 | 7,812,000 |
| Noninterest income | 263,000 | 509,000 | 721,000 | 974,000 |
| Noninterest expense | 1,379,000 | 2,761,000 | 4,072,000 | 5,344,000 |
| Provision for loan losses | 356,000 | 732,000 | 937,000 | 1,063,000 |
| Pretax income | 424,000 | 850,000 | 1,529,000 | 2,391,000 |
| Income tax | 134,000 | 269,000 | 490,000 | 789,000 |
| Net income | 290,000 | 581,000 | 1,039,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,818,000 | 16,110,000 | 16,568,000 | 17,130,000 |
| Total capital | 17,343,000 | 17,619,000 | 18,122,000 | 18,682,000 |
| Risk-weighted assets | 121,098,000 | 119,912,000 | 123,457,000 | 123,274,000 |