Call reports 2010
PIONEER BANK — 2010
What PIONEER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,951,000 | 162,905,000 | 162,855,000 | 164,844,000 |
| Total loans | 128,536,000 | 130,555,000 | 132,329,000 | 133,128,000 |
| Allowance for loan losses | 2,266,000 | 2,288,000 | 2,291,000 | 2,342,000 |
| Securities available for sale | 11,451,000 | 11,584,000 | 10,875,000 | 9,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,703,000 | 135,406,000 | 131,734,000 | 135,987,000 |
| Interest-bearing deposits | 110,142,000 | 110,170,000 | 106,165,000 | 110,221,000 |
| Noninterest-bearing deposits | 26,561,000 | 25,236,000 | 25,569,000 | 25,766,000 |
| Equity capital | 14,753,000 | 15,171,000 | 15,623,000 | 16,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,608,000 | 6,941,000 | 9,306,000 |
| Interest expense | 475,000 | 937,000 | 1,373,000 | 1,764,000 |
| Net interest income | 1,821,000 | 3,671,000 | 5,568,000 | 7,542,000 |
| Noninterest income | 318,000 | 599,000 | 882,000 | 1,189,000 |
| Noninterest expense | 1,243,000 | 2,602,000 | 3,880,000 | 5,114,000 |
| Provision for loan losses | 376,000 | 498,000 | 645,000 | 806,000 |
| Pretax income | 520,000 | 1,170,000 | 1,925,000 | 2,935,000 |
| Income tax | 166,000 | 368,000 | 620,000 | 941,000 |
| Net income | 354,000 | 802,000 | 1,305,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,148,000 | 14,597,000 | 14,979,000 | 15,528,000 |
| Total capital | 15,643,000 | 16,104,000 | 16,504,000 | 17,065,000 |
| Risk-weighted assets | 118,840,000 | 119,786,000 | 121,245,000 | 122,171,000 |