Call reports 2001
PIONEER BANK — 2001
What PIONEER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,792,000 | 107,123,000 | 115,323,000 | 113,970,000 |
| Total loans | 78,351,000 | 79,499,000 | 85,208,000 | 90,772,000 |
| Allowance for loan losses | 1,081,000 | 1,014,000 | 1,074,000 | 1,154,000 |
| Securities available for sale | 9,379,000 | 6,874,000 | 7,085,000 | 7,076,000 |
| Securities held to maturity | 1,349,000 | 1,325,000 | 951,000 | 433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,951,000 | 91,203,000 | 99,105,000 | 97,879,000 |
| Interest-bearing deposits | 73,476,000 | 74,422,000 | 77,674,000 | 77,858,000 |
| Noninterest-bearing deposits | 15,475,000 | 16,781,000 | 21,431,000 | 20,021,000 |
| Equity capital | 8,888,000 | 8,788,000 | 8,875,000 | 9,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,693,000 | 7,136,000 | 9,480,000 |
| Interest expense | 887,000 | 1,811,000 | 2,806,000 | 3,636,000 |
| Net interest income | 1,445,000 | 2,882,000 | 4,330,000 | 5,844,000 |
| Noninterest income | 197,000 | 416,000 | 631,000 | 884,000 |
| Noninterest expense | 1,059,000 | 2,114,000 | 3,254,000 | 4,231,000 |
| Provision for loan losses | 158,000 | 277,000 | 506,000 | 865,000 |
| Pretax income | 425,000 | 907,000 | 1,201,000 | 1,632,000 |
| Income tax | 134,000 | 293,000 | 388,000 | 552,000 |
| Net income | 291,000 | 614,000 | 813,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,430,000 | 8,335,000 | 8,414,000 | 8,585,000 |
| Total capital | 9,291,000 | 9,206,000 | 9,348,000 | 9,569,000 |
| Risk-weighted assets | 68,696,000 | 69,549,000 | 74,580,000 | 78,528,000 |