Call reports 2015
FULTON STATE BANK — 2015
What FULTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 65,682,000 | 65,338,000 |
| Total loans | 22,820,000 | 21,646,000 |
| Allowance for loan losses | 478,000 | 479,000 |
| Securities available for sale | 33,806,000 | 31,875,000 |
| Securities held to maturity | 200,000 | 194,000 |
| Trading assets | 0 | 0 |
| Total deposits | 55,350,000 | 55,234,000 |
| Interest-bearing deposits | 43,668,000 | 43,519,000 |
| Noninterest-bearing deposits | 11,682,000 | 11,715,000 |
| Equity capital | 7,101,000 | 6,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 541,000 | 1,066,000 |
| Interest expense | 70,000 | 139,000 |
| Net interest income | 471,000 | 927,000 |
| Noninterest income | 27,000 | 58,000 |
| Noninterest expense | 360,000 | 644,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 138,000 | 341,000 |
| Income tax | 40,000 | 104,000 |
| Net income | 98,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 7,101,000 | 6,974,000 |
| Total capital | 7,579,000 | 7,149,000 |
| Risk-weighted assets | 38,884,000 | 13,739,000 |