Call reports 2011
FULTON STATE BANK — 2011
What FULTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,909,000 | 51,785,000 | 53,416,000 | 53,830,000 |
| Total loans | 22,620,000 | 22,822,000 | 23,288,000 | 22,719,000 |
| Allowance for loan losses | 495,000 | 491,000 | 492,000 | 449,000 |
| Securities available for sale | 20,342,000 | 20,285,000 | 21,664,000 | 23,461,000 |
| Securities held to maturity | 371,000 | 362,000 | 362,000 | 349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,059,000 | 45,520,000 | 46,758,000 | 47,340,000 |
| Interest-bearing deposits | 38,497,000 | 38,958,000 | 39,327,000 | 39,086,000 |
| Noninterest-bearing deposits | 6,561,000 | 6,562,000 | 7,431,000 | 8,254,000 |
| Equity capital | 5,490,000 | 5,826,000 | 6,063,000 | 6,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,107,000 | 1,654,000 | 2,179,000 |
| Interest expense | 122,000 | 237,000 | 351,000 | 455,000 |
| Net interest income | 425,000 | 870,000 | 1,303,000 | 1,724,000 |
| Noninterest income | 33,000 | 78,000 | 125,000 | 171,000 |
| Noninterest expense | 330,000 | 693,000 | 1,013,000 | 1,358,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 244,000 | 543,000 | 661,000 |
| Income tax | 30,000 | 59,000 | 133,000 | 163,000 |
| Net income | 92,000 | 185,000 | 410,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,508,000 | 5,601,000 | 5,826,000 | 5,789,000 |
| Total capital | 5,913,000 | 5,985,000 | 6,238,000 | 6,195,000 |
| Risk-weighted assets | 32,316,000 | 30,618,000 | 32,897,000 | 32,460,000 |