Call reports 2002
FULTON STATE BANK — 2002
What FULTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,355,000 | 29,196,000 | 30,241,000 | 32,249,000 |
| Total loans | 20,341,000 | 21,196,000 | 22,093,000 | 21,749,000 |
| Allowance for loan losses | 410,000 | 347,000 | 323,000 | 290,000 |
| Securities available for sale | 3,412,000 | 3,258,000 | 2,642,000 | 2,405,000 |
| Securities held to maturity | 1,146,000 | 1,136,000 | 1,136,000 | 1,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,337,000 | 25,244,000 | 27,018,000 | 28,887,000 |
| Interest-bearing deposits | 22,856,000 | 21,933,000 | 23,689,000 | 24,208,000 |
| Noninterest-bearing deposits | 3,481,000 | 3,311,000 | 3,329,000 | 4,679,000 |
| Equity capital | 2,779,000 | 2,907,000 | 3,019,000 | 3,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 968,000 | 1,510,000 | 2,023,000 |
| Interest expense | 195,000 | 369,000 | 551,000 | 726,000 |
| Net interest income | 288,000 | 599,000 | 959,000 | 1,297,000 |
| Noninterest income | 59,000 | 122,000 | 185,000 | 253,000 |
| Noninterest expense | 291,000 | 532,000 | 780,000 | 1,021,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 189,000 | 364,000 | 529,000 |
| Income tax | 14,000 | 59,000 | 119,000 | 171,000 |
| Net income | 41,000 | 130,000 | 245,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,779,000 | 2,868,000 | 2,984,000 | 3,021,000 |
| Total capital | 3,069,000 | 3,172,000 | 3,307,000 | 3,311,000 |
| Risk-weighted assets | 23,086,000 | 24,312,000 | 25,969,000 | 24,642,000 |