Call reports 2001
FULTON STATE BANK — 2001
What FULTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,096,000 | 25,782,000 | 28,099,000 | 29,034,000 |
| Total loans | 16,672,000 | 18,513,000 | 19,324,000 | 19,282,000 |
| Allowance for loan losses | 234,000 | 247,000 | 418,000 | 412,000 |
| Securities available for sale | 2,885,000 | 2,835,000 | 2,969,000 | 3,317,000 |
| Securities held to maturity | 879,000 | 874,000 | 874,000 | 918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,208,000 | 22,819,000 | 24,908,000 | 25,927,000 |
| Interest-bearing deposits | 17,742,000 | 19,511,000 | 21,849,000 | 22,260,000 |
| Noninterest-bearing deposits | 3,466,000 | 3,308,000 | 3,059,000 | 3,667,000 |
| Equity capital | 2,599,000 | 2,659,000 | 2,774,000 | 2,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 937,000 | 1,457,000 | 1,964,000 |
| Interest expense | 211,000 | 429,000 | 665,000 | 892,000 |
| Net interest income | 252,000 | 508,000 | 792,000 | 1,072,000 |
| Noninterest income | 45,000 | 99,000 | 152,000 | 202,000 |
| Noninterest expense | 209,000 | 426,000 | 635,000 | 868,000 |
| Provision for loan losses | 6,000 | 17,000 | 22,000 | 22,000 |
| Pretax income | 82,000 | 164,000 | 288,000 | 385,000 |
| Income tax | 27,000 | 55,000 | 98,000 | 130,000 |
| Net income | 55,000 | 109,000 | 190,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,582,000 | 2,643,000 | 2,723,000 | 2,738,000 |
| Total capital | 2,816,000 | 2,890,000 | 2,999,000 | 3,084,000 |
| Risk-weighted assets | 18,843,000 | 20,603,000 | 21,949,000 | 27,639,000 |