Call reports 2013
TORREY PINES BANK — 2013
What TORREY PINES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 1,956,374,000 | 2,031,757,000 | 2,078,444,000 |
| Total loans | 1,429,920,000 | 1,521,681,000 | 1,524,125,000 |
| Allowance for loan losses | 14,836,000 | 15,568,000 | 18,296,000 |
| Securities available for sale | 282,378,000 | 277,866,000 | 294,469,000 |
| Securities held to maturity | 33,410,000 | 33,352,000 | 33,295,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,698,512,000 | 1,749,350,000 | 1,844,656,000 |
| Interest-bearing deposits | 1,184,158,000 | 1,223,531,000 | 1,292,137,000 |
| Noninterest-bearing deposits | 514,355,000 | 525,820,000 | 552,519,000 |
| Equity capital | 172,379,000 | 170,134,000 | 171,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 21,704,000 | 43,179,000 | 65,171,000 |
| Interest expense | 927,000 | 1,800,000 | 2,736,000 |
| Net interest income | 20,777,000 | 41,379,000 | 62,435,000 |
| Noninterest income | 1,052,000 | 2,143,000 | 3,171,000 |
| Noninterest expense | 12,423,000 | 24,866,000 | 37,268,000 |
| Provision for loan losses | 92,000 | 832,000 | 3,219,000 |
| Pretax income | 9,314,000 | 17,824,000 | 24,652,000 |
| Income tax | 2,999,000 | 5,668,000 | 7,897,000 |
| Net income | 6,353,000 | 12,025,000 | 16,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 168,736,000 | 171,671,000 | 172,827,000 |
| Total capital | 199,361,000 | 202,617,000 | 206,526,000 |
| Risk-weighted assets | 1,723,272,000 | 1,816,255,000 | 1,790,825,000 |