Call reports 2012
TORREY PINES BANK — 2012
What TORREY PINES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,785,061,000 | 1,895,928,000 | 1,888,668,000 | 2,019,783,000 |
| Total loans | 1,333,287,000 | 1,421,977,000 | 1,430,622,000 | 1,508,225,000 |
| Allowance for loan losses | 16,027,000 | 16,715,000 | 17,483,000 | 15,618,000 |
| Securities available for sale | 279,796,000 | 290,842,000 | 293,591,000 | 277,708,000 |
| Securities held to maturity | 20,022,000 | 20,022,000 | 20,022,000 | 33,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,530,563,000 | 1,592,487,000 | 1,613,847,000 | 1,679,321,000 |
| Interest-bearing deposits | 1,034,985,000 | 1,059,019,000 | 1,075,368,000 | 1,112,410,000 |
| Noninterest-bearing deposits | 495,578,000 | 533,468,000 | 538,479,000 | 566,910,000 |
| Equity capital | 157,684,000 | 161,570,000 | 168,408,000 | 169,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,345,000 | 44,636,000 | 67,313,000 | 90,457,000 |
| Interest expense | 1,109,000 | 2,026,000 | 2,907,000 | 3,804,000 |
| Net interest income | 21,236,000 | 42,610,000 | 64,406,000 | 86,653,000 |
| Noninterest income | 1,177,000 | 1,975,000 | 3,069,000 | 4,216,000 |
| Noninterest expense | 11,056,000 | 22,174,000 | 33,530,000 | 45,263,000 |
| Provision for loan losses | 1,597,000 | 4,080,000 | 5,282,000 | 8,582,000 |
| Pretax income | 9,746,000 | 18,377,000 | 28,743,000 | 37,104,000 |
| Income tax | 3,958,000 | 7,297,000 | 11,255,000 | 14,401,000 |
| Net income | 5,566,000 | 10,638,000 | 16,802,000 | 20,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,687,000 | 159,134,000 | 163,733,000 | 165,403,000 |
| Total capital | 187,076,000 | 195,229,000 | 200,028,000 | 196,677,000 |
| Risk-weighted assets | 1,569,219,000 | 1,701,846,000 | 1,712,453,000 | 1,826,740,000 |