Call reports 2010
TORREY PINES BANK — 2010
What TORREY PINES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,194,255,000 | 1,063,125,000 | 1,190,758,000 | 1,452,236,000 |
| Total loans | 822,346,000 | 861,070,000 | 884,040,000 | 1,063,844,000 |
| Allowance for loan losses | 14,155,000 | 14,631,000 | 14,614,000 | 16,784,000 |
| Securities available for sale | 85,498,000 | 129,375,000 | 124,401,000 | 273,348,000 |
| Securities held to maturity | 199,000 | 73,000 | 52,000 | 10,052,000 |
| Trading assets | 11,779,000 | 5,525,000 | 98,000 | 0 |
| Total deposits | 1,042,938,000 | 920,799,000 | 1,047,115,000 | 1,281,635,000 |
| Interest-bearing deposits | 621,153,000 | 622,486,000 | 645,651,000 | 887,479,000 |
| Noninterest-bearing deposits | 421,785,000 | 298,314,000 | 401,464,000 | 394,156,000 |
| Equity capital | 101,803,000 | 104,256,000 | 107,367,000 | 135,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,379,000 | 29,386,000 | 44,729,000 | 71,017,000 |
| Interest expense | 1,796,000 | 3,529,000 | 5,105,000 | 8,302,000 |
| Net interest income | 12,583,000 | 25,857,000 | 39,624,000 | 62,715,000 |
| Noninterest income | -899,000 | 44,000 | 2,831,000 | 4,021,000 |
| Noninterest expense | 7,701,000 | 15,347,000 | 23,322,000 | 38,911,000 |
| Provision for loan losses | 2,724,000 | 5,551,000 | 8,118,000 | 10,169,000 |
| Pretax income | 1,259,000 | 5,003,000 | 11,015,000 | 18,142,000 |
| Income tax | 670,000 | 2,240,000 | 4,766,000 | 7,825,000 |
| Net income | -346,000 | 1,026,000 | 3,881,000 | 7,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,880,000 | 102,594,000 | 105,737,000 | 135,126,000 |
| Total capital | 132,457,000 | 134,669,000 | 137,955,000 | 170,342,000 |
| Risk-weighted assets | 923,535,000 | 964,244,000 | 974,857,000 | 1,215,825,000 |