Call reports 2009
TORREY PINES BANK — 2009
What TORREY PINES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 918,612,000 | 1,025,399,000 | 1,088,750,000 | 1,161,785,000 |
| Total loans | 695,176,000 | 706,813,000 | 714,487,000 | 819,720,000 |
| Allowance for loan losses | 11,061,000 | 8,495,000 | 9,951,000 | 11,797,000 |
| Securities available for sale | 37,679,000 | 42,702,000 | 65,787,000 | 88,563,000 |
| Securities held to maturity | 199,000 | 199,000 | 199,000 | 199,000 |
| Trading assets | 23,784,000 | 15,940,000 | 14,250,000 | 12,694,000 |
| Total deposits | 830,896,000 | 889,153,000 | 940,370,000 | 931,425,000 |
| Interest-bearing deposits | 614,570,000 | 624,404,000 | 656,065,000 | 660,815,000 |
| Noninterest-bearing deposits | 216,325,000 | 264,749,000 | 284,305,000 | 270,610,000 |
| Equity capital | 61,372,000 | 84,434,000 | 94,530,000 | 96,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,626,000 | 25,353,000 | 37,840,000 | 50,616,000 |
| Interest expense | 2,710,000 | 5,576,000 | 8,235,000 | 10,469,000 |
| Net interest income | 9,916,000 | 19,777,000 | 29,605,000 | 40,147,000 |
| Noninterest income | -367,000 | 3,457,000 | 6,300,000 | 7,383,000 |
| Noninterest expense | 9,526,000 | 19,749,000 | 29,332,000 | 39,660,000 |
| Provision for loan losses | 1,495,000 | 1,495,000 | 4,134,000 | 9,277,000 |
| Pretax income | -1,472,000 | 1,990,000 | 1,169,000 | -2,677,000 |
| Income tax | 1,585,000 | 1,028,000 | 690,000 | -718,000 |
| Net income | -3,057,000 | 962,000 | 479,000 | -1,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,467,000 | 83,556,000 | 89,871,000 | 94,073,000 |
| Total capital | 90,300,000 | 112,083,000 | 119,854,000 | 125,870,000 |
| Risk-weighted assets | 786,564,000 | 817,504,000 | 831,637,000 | 948,241,000 |