Call reports 2007
TORREY PINES BANK — 2007
What TORREY PINES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 616,526,000 | 611,197,000 | 685,979,000 | 759,532,000 |
| Total loans | 424,735,000 | 435,379,000 | 481,002,000 | 515,432,000 |
| Allowance for loan losses | 4,672,000 | 4,541,000 | 4,856,000 | 5,135,000 |
| Securities available for sale | 39,679,000 | 47,884,000 | 61,158,000 | 59,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 30,276,000 | 28,418,000 | 37,099,000 | 36,288,000 |
| Total deposits | 519,383,000 | 523,815,000 | 533,779,000 | 470,430,000 |
| Interest-bearing deposits | 386,812,000 | 388,918,000 | 412,996,000 | 358,033,000 |
| Noninterest-bearing deposits | 132,571,000 | 134,897,000 | 120,783,000 | 112,396,000 |
| Equity capital | 40,609,000 | 41,494,000 | 40,508,000 | 45,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,784,000 | 20,249,000 | 31,288,000 | 43,420,000 |
| Interest expense | 3,966,000 | 8,219,000 | 12,895,000 | 18,059,000 |
| Net interest income | 5,818,000 | 12,030,000 | 18,393,000 | 25,361,000 |
| Noninterest income | 485,000 | 628,000 | 1,225,000 | 2,007,000 |
| Noninterest expense | 4,324,000 | 8,741,000 | 13,707,000 | 20,359,000 |
| Provision for loan losses | 121,000 | 167,000 | 483,000 | 762,000 |
| Pretax income | 1,858,000 | 3,750,000 | 5,428,000 | 6,247,000 |
| Income tax | 727,000 | 1,643,000 | 2,211,000 | 2,561,000 |
| Net income | 1,131,000 | 2,107,000 | 3,217,000 | 3,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,614,000 | 41,785,000 | 40,848,000 | 46,513,000 |
| Total capital | 55,286,000 | 56,368,000 | 55,744,000 | 71,695,000 |
| Risk-weighted assets | 508,194,000 | 528,657,000 | 614,218,000 | 653,208,000 |