Call reports 2006
TORREY PINES BANK — 2006
What TORREY PINES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 438,171,000 | 478,081,000 | 598,920,000 | 581,640,000 |
| Total loans | 347,929,000 | 381,055,000 | 401,484,000 | 414,390,000 |
| Allowance for loan losses | 3,667,000 | 4,048,000 | 4,419,000 | 4,550,000 |
| Securities available for sale | 41,322,000 | 38,576,000 | 36,982,000 | 45,554,000 |
| Securities held to maturity | 18,546,000 | 17,871,000 | 17,189,000 | 16,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,049,000 | 397,669,000 | 497,000,000 | 491,647,000 |
| Interest-bearing deposits | 196,450,000 | 242,562,000 | 364,308,000 | 353,404,000 |
| Noninterest-bearing deposits | 131,599,000 | 155,107,000 | 132,692,000 | 138,243,000 |
| Equity capital | 35,428,000 | 36,464,000 | 38,103,000 | 39,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,003,000 | 15,106,000 | 24,223,000 | 34,329,000 |
| Interest expense | 2,026,000 | 4,578,000 | 7,830,000 | 11,932,000 |
| Net interest income | 4,977,000 | 10,528,000 | 16,393,000 | 22,397,000 |
| Noninterest income | 267,000 | 676,000 | 1,098,000 | 1,480,000 |
| Noninterest expense | 3,186,000 | 6,785,000 | 10,627,000 | 15,005,000 |
| Provision for loan losses | 222,000 | 602,000 | 974,000 | 1,105,000 |
| Pretax income | 1,836,000 | 3,817,000 | 5,890,000 | 7,613,000 |
| Income tax | 746,000 | 1,562,000 | 2,370,000 | 3,088,000 |
| Net income | 1,090,000 | 2,255,000 | 3,520,000 | 4,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,113,000 | 37,351,000 | 38,792,000 | 39,917,000 |
| Total capital | 39,856,000 | 46,399,000 | 53,211,000 | 54,467,000 |
| Risk-weighted assets | 386,047,000 | 418,306,000 | 464,522,000 | 473,237,000 |