Call reports 2016
FIRST NATIONAL BANK IN WADENA, THE — 2016
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,385,000 | 57,423,000 | 56,386,000 | 57,648,000 |
| Total loans | 27,244,000 | 27,335,000 | 28,439,000 | 28,330,000 |
| Allowance for loan losses | 447,000 | 413,000 | 416,000 | 411,000 |
| Securities available for sale | 22,774,000 | 22,354,000 | 21,775,000 | 22,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,714,000 | 51,486,000 | 50,450,000 | 52,251,000 |
| Interest-bearing deposits | 39,650,000 | 40,592,000 | 39,653,000 | 40,979,000 |
| Noninterest-bearing deposits | 10,064,000 | 10,894,000 | 10,797,000 | 11,272,000 |
| Equity capital | 5,427,000 | 5,618,000 | 5,578,000 | 5,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 994,000 | 1,508,000 | 2,029,000 |
| Interest expense | 67,000 | 135,000 | 201,000 | 270,000 |
| Net interest income | 423,000 | 859,000 | 1,307,000 | 1,759,000 |
| Noninterest income | 39,000 | 87,000 | 132,000 | 183,000 |
| Noninterest expense | 436,000 | 837,000 | 1,265,000 | 1,665,000 |
| Provision for loan losses | 0 | -40,000 | -40,000 | -40,000 |
| Pretax income | 36,000 | 199,000 | 264,000 | 367,000 |
| Income tax | 10,000 | 49,000 | 77,000 | 97,000 |
| Net income | 26,000 | 150,000 | 187,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,256,000 | 5,380,000 | 5,380,000 | 5,313,000 |
| Total capital | 5,654,000 | 5,770,000 | 5,782,000 | 5,721,000 |
| Risk-weighted assets | 31,798,000 | 31,148,000 | 32,107,000 | 32,682,000 |