Call reports 2015
FIRST NATIONAL BANK IN WADENA, THE — 2015
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,589,000 | 55,889,000 | 55,874,000 | 56,674,000 |
| Total loans | 25,836,000 | 26,150,000 | 27,163,000 | 27,443,000 |
| Allowance for loan losses | 422,000 | 408,000 | 406,000 | 406,000 |
| Securities available for sale | 23,057,000 | 23,317,000 | 22,638,000 | 23,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,822,000 | 49,915,000 | 49,754,000 | 51,251,000 |
| Interest-bearing deposits | 40,611,000 | 39,491,000 | 39,229,000 | 40,127,000 |
| Noninterest-bearing deposits | 10,211,000 | 10,424,000 | 10,525,000 | 11,124,000 |
| Equity capital | 5,221,000 | 5,217,000 | 5,393,000 | 5,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 972,000 | 1,477,000 | 1,989,000 |
| Interest expense | 66,000 | 133,000 | 198,000 | 266,000 |
| Net interest income | 425,000 | 839,000 | 1,279,000 | 1,723,000 |
| Noninterest income | 48,000 | 108,000 | 200,000 | 301,000 |
| Noninterest expense | 424,000 | 812,000 | 1,242,000 | 1,708,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 245,000 | 367,000 | 446,000 |
| Income tax | 10,000 | 52,000 | 72,000 | 110,000 |
| Net income | 51,000 | 193,000 | 295,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,944,000 | 5,086,000 | 5,188,000 | 5,229,000 |
| Total capital | 5,338,000 | 5,483,000 | 5,587,000 | 5,632,000 |
| Risk-weighted assets | 31,543,000 | 31,803,000 | 31,843,000 | 32,258,000 |