Call reports 2014
FIRST NATIONAL BANK IN WADENA, THE — 2014
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,319,000 | 55,051,000 | 54,748,000 | 55,669,000 |
| Total loans | 24,824,000 | 25,344,000 | 26,057,000 | 26,648,000 |
| Allowance for loan losses | 403,000 | 420,000 | 456,000 | 451,000 |
| Securities available for sale | 22,677,000 | 22,710,000 | 22,318,000 | 21,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,848,000 | 49,392,000 | 49,491,000 | 50,482,000 |
| Interest-bearing deposits | 38,533,000 | 39,648,000 | 39,097,000 | 40,272,000 |
| Noninterest-bearing deposits | 11,315,000 | 9,744,000 | 10,394,000 | 10,210,000 |
| Equity capital | 5,243,000 | 5,400,000 | 4,982,000 | 5,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 939,000 | 1,458,000 | 1,984,000 |
| Interest expense | 69,000 | 134,000 | 198,000 | 264,000 |
| Net interest income | 420,000 | 805,000 | 1,260,000 | 1,720,000 |
| Noninterest income | 90,000 | 180,000 | 314,000 | 418,000 |
| Noninterest expense | 439,000 | 842,000 | 1,256,000 | 1,817,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 202,000 | 380,000 | 383,000 |
| Income tax | 20,000 | 40,000 | 70,000 | 27,000 |
| Net income | 56,000 | 162,000 | 310,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,073,000 | 5,179,000 | 4,807,000 | 4,893,000 |
| Total capital | 5,476,000 | 5,599,000 | 5,249,000 | 5,335,000 |
| Risk-weighted assets | 33,537,000 | 34,559,000 | 35,310,000 | 35,294,000 |