Call reports 2012
FIRST NATIONAL BANK IN WADENA, THE — 2012
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,190,000 | 55,631,000 | 55,471,000 | 55,185,000 |
| Total loans | 30,331,000 | 28,257,000 | 28,007,000 | 26,090,000 |
| Allowance for loan losses | 451,000 | 405,000 | 423,000 | 411,000 |
| Securities available for sale | 17,095,000 | 17,493,000 | 18,547,000 | 18,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,725,000 | 50,043,000 | 49,702,000 | 49,299,000 |
| Interest-bearing deposits | 40,962,000 | 40,842,000 | 41,178,000 | 40,212,000 |
| Noninterest-bearing deposits | 8,763,000 | 9,201,000 | 8,524,000 | 9,087,000 |
| Equity capital | 5,292,000 | 5,410,000 | 5,552,000 | 5,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,219,000 | 1,797,000 | 2,355,000 |
| Interest expense | 93,000 | 185,000 | 273,000 | 357,000 |
| Net interest income | 540,000 | 1,034,000 | 1,524,000 | 1,998,000 |
| Noninterest income | 83,000 | 140,000 | 211,000 | 288,000 |
| Noninterest expense | 466,000 | 920,000 | 1,391,000 | 1,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 228,000 | 332,000 | 435,000 |
| Income tax | 54,000 | 100,000 | 153,000 | 102,000 |
| Net income | 88,000 | 128,000 | 179,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,958,000 | 4,998,000 | 5,049,000 | 5,203,000 |
| Total capital | 5,299,000 | 5,403,000 | 5,466,000 | 5,612,000 |
| Risk-weighted assets | 31,442,000 | 32,897,000 | 33,372,000 | 32,750,000 |