Call reports 2011
FIRST NATIONAL BANK IN WADENA, THE — 2011
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,169,000 | 54,141,000 | 54,033,000 | 54,643,000 |
| Total loans | 33,535,000 | 33,277,000 | 32,569,000 | 32,316,000 |
| Allowance for loan losses | 396,000 | 411,000 | 416,000 | 436,000 |
| Securities available for sale | 8,687,000 | 10,767,000 | 13,089,000 | 14,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,401,000 | 49,126,000 | 48,781,000 | 49,334,000 |
| Interest-bearing deposits | 41,910,000 | 41,057,000 | 40,580,000 | 40,417,000 |
| Noninterest-bearing deposits | 8,491,000 | 8,069,000 | 8,201,000 | 8,917,000 |
| Equity capital | 4,709,000 | 4,966,000 | 5,176,000 | 5,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,238,000 | 1,871,000 | 2,487,000 |
| Interest expense | 131,000 | 246,000 | 354,000 | 446,000 |
| Net interest income | 481,000 | 992,000 | 1,517,000 | 2,041,000 |
| Noninterest income | 62,000 | 123,000 | 192,000 | 293,000 |
| Noninterest expense | 488,000 | 935,000 | 1,363,000 | 1,824,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 25,000 |
| Pretax income | 55,000 | 170,000 | 310,000 | 444,000 |
| Income tax | 0 | 0 | 75,000 | 110,000 |
| Net income | 55,000 | 170,000 | 235,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,590,000 | 4,706,000 | 4,771,000 | 4,870,000 |
| Total capital | 4,970,000 | 5,083,000 | 5,145,000 | 5,260,000 |
| Risk-weighted assets | 30,083,000 | 30,164,000 | 29,918,000 | 31,135,000 |