Call reports 2010
FIRST NATIONAL BANK IN WADENA, THE — 2010
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,987,000 | 53,788,000 | 56,077,000 | 57,800,000 |
| Total loans | 33,964,000 | 34,821,000 | 33,793,000 | 34,594,000 |
| Allowance for loan losses | 517,000 | 302,000 | 302,000 | 339,000 |
| Securities available for sale | 6,760,000 | 5,946,000 | 6,452,000 | 6,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,584,000 | 49,275,000 | 51,466,000 | 53,075,000 |
| Interest-bearing deposits | 39,102,000 | 41,184,000 | 42,289,000 | 43,000,000 |
| Noninterest-bearing deposits | 7,482,000 | 8,091,000 | 9,177,000 | 10,075,000 |
| Equity capital | 4,168,000 | 4,315,000 | 4,505,000 | 4,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,317,000 | 1,989,000 | 2,694,000 |
| Interest expense | 172,000 | 335,000 | 492,000 | 637,000 |
| Net interest income | 485,000 | 982,000 | 1,497,000 | 2,057,000 |
| Noninterest income | 55,000 | 127,000 | 193,000 | 259,000 |
| Noninterest expense | 511,000 | 918,000 | 1,344,000 | 1,808,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 35,000 |
| Pretax income | 27,000 | 179,000 | 334,000 | 486,000 |
| Income tax | 1,000 | 2,000 | 5,000 | 127,000 |
| Net income | 26,000 | 177,000 | 329,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,003,000 | 4,154,000 | 4,307,000 | 4,535,000 |
| Total capital | 4,386,000 | 4,457,000 | 4,609,000 | 4,874,000 |
| Risk-weighted assets | 30,118,000 | 30,840,000 | 29,847,000 | 30,198,000 |