Call reports 2009
FIRST NATIONAL BANK IN WADENA, THE — 2009
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,415,000 | 52,073,000 | 53,799,000 | 54,800,000 |
| Total loans | 33,869,000 | 34,067,000 | 33,232,000 | 34,607,000 |
| Allowance for loan losses | 331,000 | 503,000 | 538,000 | 534,000 |
| Securities available for sale | 10,420,000 | 9,998,000 | 7,861,000 | 7,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,081,000 | 46,112,000 | 47,568,000 | 50,068,000 |
| Interest-bearing deposits | 37,126,000 | 39,020,000 | 40,400,000 | 42,281,000 |
| Noninterest-bearing deposits | 6,955,000 | 7,092,000 | 7,168,000 | 7,787,000 |
| Equity capital | 3,930,000 | 3,706,000 | 4,002,000 | 4,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,427,000 | 2,144,000 | 2,841,000 |
| Interest expense | 232,000 | 449,000 | 659,000 | 857,000 |
| Net interest income | 490,000 | 978,000 | 1,485,000 | 1,984,000 |
| Noninterest income | 54,000 | 108,000 | 173,000 | 227,000 |
| Noninterest expense | 450,000 | 876,000 | 1,306,000 | 1,793,000 |
| Provision for loan losses | 98,000 | 465,000 | 500,000 | 500,000 |
| Pretax income | -3,000 | -267,000 | -104,000 | 10,000 |
| Income tax | 5,000 | 6,000 | 5,000 | 15,000 |
| Net income | -8,000 | -273,000 | -109,000 | -5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,739,000 | 3,475,000 | 3,794,000 | 3,898,000 |
| Total capital | 4,070,000 | 3,859,000 | 4,180,000 | 4,292,000 |
| Risk-weighted assets | 30,297,000 | 30,565,000 | 30,711,000 | 31,391,000 |