Call reports 2008
FIRST NATIONAL BANK IN WADENA, THE — 2008
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,386,000 | 48,471,000 | 49,682,000 | 52,579,000 |
| Total loans | 34,087,000 | 33,768,000 | 34,383,000 | 33,906,000 |
| Allowance for loan losses | 289,000 | 304,000 | 301,000 | 233,000 |
| Securities available for sale | 10,104,000 | 10,069,000 | 10,084,000 | 11,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,856,000 | 44,069,000 | 44,059,000 | 45,937,000 |
| Interest-bearing deposits | 37,607,000 | 37,502,000 | 37,418,000 | 38,458,000 |
| Noninterest-bearing deposits | 6,249,000 | 6,567,000 | 6,641,000 | 7,479,000 |
| Equity capital | 3,766,000 | 3,669,000 | 3,895,000 | 3,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,525,000 | 2,283,000 | 3,006,000 |
| Interest expense | 330,000 | 618,000 | 893,000 | 1,150,000 |
| Net interest income | 472,000 | 907,000 | 1,390,000 | 1,856,000 |
| Noninterest income | 56,000 | 117,000 | 185,000 | 250,000 |
| Noninterest expense | 499,000 | 899,000 | 1,285,000 | 1,705,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 29,000 | 85,000 | 244,000 | 345,000 |
| Income tax | 0 | 0 | 1,000 | 86,000 |
| Net income | 29,000 | 85,000 | 243,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,708,000 | 3,764,000 | 3,922,000 | 3,748,000 |
| Total capital | 3,997,000 | 4,068,000 | 4,223,000 | 3,981,000 |
| Risk-weighted assets | 29,398,000 | 30,551,000 | 31,024,000 | 31,228,000 |