Call reports 2007
FIRST NATIONAL BANK IN WADENA, THE — 2007
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 48,700,000 | 50,700,000 | 50,668,000 | 50,571,000 |
| Total loans | 33,031,000 | 33,829,000 | 34,379,000 | 34,259,000 |
| Allowance for loan losses | 300,000 | 252,000 | 298,000 | 298,000 |
| Securities available for sale | 12,888,000 | 12,074,000 | 12,157,000 | 11,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,912,000 | 46,172,000 | 45,902,000 | 45,674,000 |
| Interest-bearing deposits | 36,490,000 | 39,116,000 | 39,312,000 | 38,950,000 |
| Noninterest-bearing deposits | 6,422,000 | 7,056,000 | 6,590,000 | 6,724,000 |
| Equity capital | 3,521,000 | 3,199,000 | 3,398,000 | 3,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,533,000 | 2,337,000 | 3,172,000 |
| Interest expense | 329,000 | 693,000 | 1,060,000 | 1,428,000 |
| Net interest income | 429,000 | 840,000 | 1,277,000 | 1,744,000 |
| Noninterest income | 120,000 | 176,000 | 233,000 | 346,000 |
| Noninterest expense | 380,000 | 782,000 | 1,142,000 | 1,568,000 |
| Provision for loan losses | 0 | 230,000 | 285,000 | 285,000 |
| Pretax income | 169,000 | 4,000 | 84,000 | 238,000 |
| Income tax | 6,000 | 41,000 | 41,000 | 41,000 |
| Net income | 163,000 | -37,000 | 43,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,645,000 | 3,445,000 | 3,524,000 | 3,679,000 |
| Total capital | 3,945,000 | 3,697,000 | 3,822,000 | 3,977,000 |
| Risk-weighted assets | 28,900,000 | 29,958,000 | 30,073,000 | 29,617,000 |