Call reports 2006
FIRST NATIONAL BANK IN WADENA, THE — 2006
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,512,000 | 50,444,000 | 50,173,000 | 50,397,000 |
| Total loans | 30,341,000 | 31,415,000 | 32,902,000 | 32,751,000 |
| Allowance for loan losses | 283,000 | 278,000 | 294,000 | 299,000 |
| Securities available for sale | 14,358,000 | 13,933,000 | 13,505,000 | 13,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,301,000 | 44,637,000 | 42,686,000 | 45,305,000 |
| Interest-bearing deposits | 36,551,000 | 38,060,000 | 35,946,000 | 38,002,000 |
| Noninterest-bearing deposits | 6,750,000 | 6,577,000 | 6,740,000 | 7,303,000 |
| Equity capital | 3,243,000 | 3,204,000 | 3,472,000 | 3,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,450,000 | 2,217,000 | 3,027,000 |
| Interest expense | 283,000 | 596,000 | 920,000 | 1,267,000 |
| Net interest income | 425,000 | 854,000 | 1,297,000 | 1,760,000 |
| Noninterest income | 55,000 | 117,000 | 169,000 | 235,000 |
| Noninterest expense | 407,000 | 757,000 | 1,116,000 | 1,640,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 45,000 |
| Pretax income | 73,000 | 214,000 | 310,000 | 310,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 72,000 | 213,000 | 309,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,514,000 | 3,611,000 | 3,662,000 | 3,617,000 |
| Total capital | 3,797,000 | 3,889,000 | 3,956,000 | 3,916,000 |
| Risk-weighted assets | 27,447,000 | 28,542,000 | 28,895,000 | 28,942,000 |