Call reports 2005
FIRST NATIONAL BANK IN WADENA, THE — 2005
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 48,542,000 | 48,725,000 | 49,972,000 | 50,487,000 |
| Total loans | 27,762,000 | 28,358,000 | 28,094,000 | 29,035,000 |
| Allowance for loan losses | 312,000 | 281,000 | 286,000 | 287,000 |
| Securities available for sale | 12,795,000 | 12,164,000 | 13,575,000 | 13,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,716,000 | 41,820,000 | 41,621,000 | 43,699,000 |
| Interest-bearing deposits | 34,941,000 | 34,737,000 | 34,532,000 | 36,822,000 |
| Noninterest-bearing deposits | 6,775,000 | 7,083,000 | 7,089,000 | 6,877,000 |
| Equity capital | 3,359,000 | 3,588,000 | 3,628,000 | 3,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,331,000 | 2,003,000 | 2,735,000 |
| Interest expense | 211,000 | 440,000 | 682,000 | 948,000 |
| Net interest income | 457,000 | 891,000 | 1,321,000 | 1,787,000 |
| Noninterest income | 61,000 | 125,000 | 189,000 | 246,000 |
| Noninterest expense | 423,000 | 785,000 | 1,141,000 | 1,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 215,000 | 348,000 | 492,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 94,000 | 214,000 | 347,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,522,000 | 3,596,000 | 3,684,000 | 3,488,000 |
| Total capital | 3,834,000 | 3,877,000 | 3,970,000 | 3,775,000 |
| Risk-weighted assets | 26,536,000 | 26,346,000 | 26,326,000 | 27,214,000 |