Call reports 2004
FIRST NATIONAL BANK IN WADENA, THE — 2004
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,644,000 | 50,759,000 | 48,796,000 | 50,183,000 |
| Total loans | 26,933,000 | 28,980,000 | 28,842,000 | 27,636,000 |
| Allowance for loan losses | 249,000 | 255,000 | 285,000 | 313,000 |
| Securities available for sale | 15,615,000 | 14,949,000 | 13,365,000 | 12,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,112,000 | 42,584,000 | 39,713,000 | 42,114,000 |
| Interest-bearing deposits | 34,836,000 | 36,470,000 | 32,923,000 | 35,703,000 |
| Noninterest-bearing deposits | 6,276,000 | 6,114,000 | 6,790,000 | 6,411,000 |
| Equity capital | 3,661,000 | 3,602,000 | 3,846,000 | 3,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,352,000 | 2,052,000 | 2,728,000 |
| Interest expense | 210,000 | 419,000 | 626,000 | 834,000 |
| Net interest income | 426,000 | 933,000 | 1,426,000 | 1,894,000 |
| Noninterest income | 59,000 | 120,000 | 188,000 | 249,000 |
| Noninterest expense | 405,000 | 780,000 | 1,139,000 | 1,741,000 |
| Provision for loan losses | 40,000 | 40,000 | 80,000 | 110,000 |
| Pretax income | 40,000 | 233,000 | 411,000 | 308,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 40,000 | 233,000 | 410,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,400,000 | 3,593,000 | 3,770,000 | 3,472,000 |
| Total capital | 3,649,000 | 3,848,000 | 4,055,000 | 3,785,000 |
| Risk-weighted assets | 26,338,000 | 27,488,000 | 26,970,000 | 27,693,000 |