Call reports 2003
FIRST NATIONAL BANK IN WADENA, THE — 2003
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,324,000 | 49,077,000 | 48,585,000 | 49,960,000 |
| Total loans | 23,228,000 | 25,013,000 | 25,211,000 | 26,033,000 |
| Allowance for loan losses | 223,000 | 223,000 | 219,000 | 215,000 |
| Securities available for sale | 16,698,000 | 15,016,000 | 15,295,000 | 15,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,501,000 | 41,124,000 | 40,686,000 | 42,414,000 |
| Interest-bearing deposits | 35,911,000 | 35,465,000 | 35,010,000 | 36,259,000 |
| Noninterest-bearing deposits | 5,590,000 | 5,659,000 | 5,676,000 | 6,155,000 |
| Equity capital | 3,779,000 | 3,975,000 | 3,947,000 | 3,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,386,000 | 2,062,000 | 2,729,000 |
| Interest expense | 250,000 | 501,000 | 727,000 | 950,000 |
| Net interest income | 449,000 | 885,000 | 1,335,000 | 1,779,000 |
| Noninterest income | 68,000 | 148,000 | 215,000 | 295,000 |
| Noninterest expense | 384,000 | 744,000 | 1,095,000 | 1,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 293,000 | 460,000 | 452,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 133,000 | 293,000 | 460,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,440,000 | 3,599,000 | 3,766,000 | 3,757,000 |
| Total capital | 3,663,000 | 3,822,000 | 3,985,000 | 3,972,000 |
| Risk-weighted assets | 23,495,000 | 24,538,000 | 24,607,000 | 25,390,000 |