Call reports 2002
FIRST NATIONAL BANK IN WADENA, THE — 2002
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,654,000 | 46,999,000 | 45,784,000 | 47,150,000 |
| Total loans | 22,155,000 | 22,805,000 | 23,173,000 | 22,983,000 |
| Allowance for loan losses | 221,000 | 223,000 | 222,000 | 223,000 |
| Securities available for sale | 15,128,000 | 17,100,000 | 16,572,000 | 16,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,954,000 | 39,580,000 | 37,708,000 | 38,856,000 |
| Interest-bearing deposits | 33,819,000 | 34,193,000 | 32,099,000 | 33,381,000 |
| Noninterest-bearing deposits | 5,135,000 | 5,387,000 | 5,609,000 | 5,475,000 |
| Equity capital | 3,487,000 | 3,869,000 | 4,228,000 | 4,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,478,000 | 2,280,000 | 3,004,000 |
| Interest expense | 294,000 | 586,000 | 860,000 | 1,119,000 |
| Net interest income | 437,000 | 892,000 | 1,420,000 | 1,885,000 |
| Noninterest income | 60,000 | 124,000 | 193,000 | 266,000 |
| Noninterest expense | 386,000 | 738,000 | 1,071,000 | 1,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 278,000 | 550,000 | 535,000 |
| Income tax | 0 | 2,000 | 5,000 | 7,000 |
| Net income | 111,000 | 276,000 | 545,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,356,000 | 3,521,000 | 3,790,000 | 3,773,000 |
| Total capital | 3,577,000 | 3,744,000 | 4,012,000 | 3,996,000 |
| Risk-weighted assets | 22,370,000 | 23,166,000 | 22,713,000 | 22,824,000 |