Call reports 2001
FIRST NATIONAL BANK IN WADENA, THE — 2001
What FIRST NATIONAL BANK IN WADENA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,481,000 | 42,547,000 | 44,169,000 | 44,356,000 |
| Total loans | 21,227,000 | 22,852,000 | 23,223,000 | 22,327,000 |
| Allowance for loan losses | 219,000 | 215,000 | 215,000 | 224,000 |
| Securities available for sale | 3,036,000 | 13,204,000 | 13,843,000 | 15,573,000 |
| Securities held to maturity | 10,236,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,624,000 | 37,177,000 | 37,524,000 | 37,370,000 |
| Interest-bearing deposits | 30,947,000 | 32,100,000 | 32,052,000 | 32,021,000 |
| Noninterest-bearing deposits | 4,677,000 | 5,077,000 | 5,472,000 | 5,349,000 |
| Equity capital | 3,268,000 | 3,538,000 | 3,893,000 | 3,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,559,000 | 2,359,000 | 3,130,000 |
| Interest expense | 381,000 | 772,000 | 1,142,000 | 1,478,000 |
| Net interest income | 397,000 | 787,000 | 1,217,000 | 1,652,000 |
| Noninterest income | 55,000 | 113,000 | 172,000 | 246,000 |
| Noninterest expense | 378,000 | 711,000 | 993,000 | 1,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 74,000 | 189,000 | 396,000 | 310,000 |
| Income tax | 11,000 | 22,000 | 23,000 | 8,000 |
| Net income | 63,000 | 167,000 | 373,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,254,000 | 3,358,000 | 3,564,000 | 3,494,000 |
| Total capital | 3,473,000 | 3,573,000 | 3,779,000 | 3,718,000 |
| Risk-weighted assets | 20,661,000 | 22,159,000 | 22,582,000 | 22,207,000 |