Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 49,500,000 | 50,568,000 | 48,651,000 |
| Total loans | 34,738,000 | 36,898,000 | 36,372,000 |
| Allowance for loan losses | 334,000 | 358,000 | 356,000 |
| Securities available for sale | 7,493,000 | 7,229,000 | 6,973,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 43,393,000 | 44,352,000 | 41,398,000 |
| Interest-bearing deposits | 33,661,000 | 35,373,000 | 32,790,000 |
| Noninterest-bearing deposits | 9,732,000 | 8,979,000 | 8,608,000 |
| Equity capital | 5,014,000 | 5,087,000 | 5,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 583,000 | 1,178,000 | 1,795,000 |
| Interest expense | 76,000 | 164,000 | 265,000 |
| Net interest income | 507,000 | 1,014,000 | 1,530,000 |
| Noninterest income | 38,000 | 70,000 | 86,000 |
| Noninterest expense | 252,000 | 494,000 | 737,000 |
| Provision for loan losses | 50,000 | 70,000 | 70,000 |
| Pretax income | 243,000 | 520,000 | 809,000 |
| Income tax | 9,000 | 18,000 | 32,000 |
| Net income | 234,000 | 502,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 5,219,000 | 5,296,000 | 5,572,000 |
| Total capital | 5,553,000 | 5,654,000 | 5,928,000 |
| Risk-weighted assets | 43,117,000 | 44,460,000 | 42,949,000 |