Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,921,000 | 49,576,000 | 48,427,000 | 48,712,000 |
| Total loans | 31,352,000 | 33,703,000 | 33,644,000 | 34,264,000 |
| Allowance for loan losses | 339,000 | 369,000 | 431,000 | 404,000 |
| Securities available for sale | 8,886,000 | 8,971,000 | 8,792,000 | 8,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,750,000 | 43,282,000 | 41,840,000 | 42,376,000 |
| Interest-bearing deposits | 32,090,000 | 34,122,000 | 32,445,000 | 32,520,000 |
| Noninterest-bearing deposits | 8,660,000 | 9,160,000 | 9,395,000 | 9,856,000 |
| Equity capital | 5,074,000 | 5,160,000 | 5,312,000 | 5,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,033,000 | 1,603,000 | 2,134,000 |
| Interest expense | 63,000 | 134,000 | 211,000 | 282,000 |
| Net interest income | 437,000 | 899,000 | 1,392,000 | 1,852,000 |
| Noninterest income | 46,000 | 90,000 | 131,000 | 164,000 |
| Noninterest expense | 248,000 | 493,000 | 737,000 | 983,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 205,000 | 436,000 | 706,000 | 953,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 39,000 |
| Net income | 196,000 | 418,000 | 679,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,170,000 | 5,189,000 | 5,350,000 | 5,385,000 |
| Total capital | 5,509,000 | 5,558,000 | 5,781,000 | 5,789,000 |
| Risk-weighted assets | 38,247,000 | 41,253,000 | 40,233,000 | 40,890,000 |