Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,349,000 | 47,268,000 | 45,792,000 | 46,358,000 |
| Total loans | 28,923,000 | 29,303,000 | 30,282,000 | 30,600,000 |
| Allowance for loan losses | 331,000 | 253,000 | 283,000 | 308,000 |
| Securities available for sale | 7,730,000 | 7,928,000 | 9,071,000 | 8,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,418,000 | 41,017,000 | 39,050,000 | 40,300,000 |
| Interest-bearing deposits | 31,083,000 | 32,731,000 | 31,115,000 | 31,922,000 |
| Noninterest-bearing deposits | 8,335,000 | 8,286,000 | 7,935,000 | 8,378,000 |
| Equity capital | 4,824,000 | 5,104,000 | 5,099,000 | 4,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 963,000 | 1,447,000 | 1,932,000 |
| Interest expense | 48,000 | 99,000 | 160,000 | 211,000 |
| Net interest income | 422,000 | 864,000 | 1,287,000 | 1,721,000 |
| Noninterest income | 44,000 | 83,000 | 128,000 | 151,000 |
| Noninterest expense | 256,000 | 503,000 | 752,000 | 986,000 |
| Provision for loan losses | 50,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 168,000 | 402,000 | 591,000 | 804,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 33,000 |
| Net income | 159,000 | 384,000 | 564,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,758,000 | 4,983,000 | 4,989,000 | 5,096,000 |
| Total capital | 5,089,000 | 5,236,000 | 5,272,000 | 5,404,000 |
| Risk-weighted assets | 37,416,000 | 39,686,000 | 36,903,000 | 37,769,000 |