Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,940,000 | 43,935,000 | 42,904,000 | 44,489,000 |
| Total loans | 23,373,000 | 25,243,000 | 26,424,000 | 28,754,000 |
| Allowance for loan losses | 285,000 | 285,000 | 285,000 | 285,000 |
| Securities available for sale | 10,586,000 | 10,189,000 | 9,599,000 | 8,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,166,000 | 38,158,000 | 36,653,000 | 37,597,000 |
| Interest-bearing deposits | 27,666,000 | 29,325,000 | 28,575,000 | 29,154,000 |
| Noninterest-bearing deposits | 8,500,000 | 8,833,000 | 8,078,000 | 8,443,000 |
| Equity capital | 4,677,000 | 4,679,000 | 4,858,000 | 4,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 890,000 | 1,349,000 | 1,819,000 |
| Interest expense | 39,000 | 80,000 | 130,000 | 170,000 |
| Net interest income | 399,000 | 810,000 | 1,219,000 | 1,649,000 |
| Noninterest income | 30,000 | 79,000 | 119,000 | 151,000 |
| Noninterest expense | 229,000 | 458,000 | 694,000 | 941,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 428,000 | 642,000 | 857,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 37,000 |
| Net income | 195,000 | 422,000 | 633,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,574,000 | 4,702,000 | 4,812,000 | 4,800,000 |
| Total capital | 4,859,000 | 4,987,000 | 5,097,000 | 5,085,000 |
| Risk-weighted assets | 30,008,000 | 32,449,000 | 32,555,000 | 34,169,000 |