Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,593,000 | 42,902,000 | 42,193,000 | 43,137,000 |
| Total loans | 18,203,000 | 21,353,000 | 22,305,000 | 24,309,000 |
| Allowance for loan losses | 373,000 | 372,000 | 364,000 | 283,000 |
| Securities available for sale | 13,759,000 | 13,548,000 | 13,263,000 | 12,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,401,000 | 38,361,000 | 35,250,000 | 37,281,000 |
| Interest-bearing deposits | 28,303,000 | 30,195,000 | 27,871,000 | 28,026,000 |
| Noninterest-bearing deposits | 9,098,000 | 8,166,000 | 7,379,000 | 9,255,000 |
| Equity capital | 4,165,000 | 4,510,000 | 4,601,000 | 4,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 853,000 | 1,284,000 | 1,710,000 |
| Interest expense | 37,000 | 73,000 | 112,000 | 153,000 |
| Net interest income | 405,000 | 780,000 | 1,172,000 | 1,557,000 |
| Noninterest income | 26,000 | 106,000 | 107,000 | 216,000 |
| Noninterest expense | 218,000 | 434,000 | 649,000 | 887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 442,000 | 623,000 | 905,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 39,000 |
| Net income | 200,000 | 436,000 | 614,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,340,000 | 4,578,000 | 4,629,000 | 4,679,000 |
| Total capital | 4,647,000 | 4,930,000 | 4,979,000 | 4,962,000 |
| Risk-weighted assets | 24,455,000 | 28,161,000 | 27,979,000 | 29,927,000 |