Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,385,000 | 39,848,000 | 37,783,000 | 41,690,000 |
| Total loans | 14,200,000 | 16,538,000 | 17,494,000 | 18,994,000 |
| Allowance for loan losses | 353,000 | 356,000 | 356,000 | 356,000 |
| Securities available for sale | 13,735,000 | 13,374,000 | 13,601,000 | 13,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,196,000 | 35,191,000 | 33,740,000 | 37,723,000 |
| Interest-bearing deposits | 24,959,000 | 26,862,000 | 25,703,000 | 28,679,000 |
| Noninterest-bearing deposits | 8,237,000 | 8,329,000 | 8,037,000 | 9,044,000 |
| Equity capital | 4,143,000 | 3,858,000 | 3,984,000 | 3,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 725,000 | 1,097,000 | 1,472,000 |
| Interest expense | 48,000 | 92,000 | 128,000 | 165,000 |
| Net interest income | 315,000 | 633,000 | 969,000 | 1,307,000 |
| Noninterest income | 30,000 | 69,000 | 101,000 | 69,000 |
| Noninterest expense | 243,000 | 487,000 | 729,000 | 948,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 162,000 | 288,000 | 374,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 17,000 |
| Net income | 46,000 | 156,000 | 279,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,953,000 | 4,062,000 | 4,186,000 | 4,264,000 |
| Total capital | 4,218,000 | 4,353,000 | 4,480,000 | 4,580,000 |
| Risk-weighted assets | 21,081,000 | 23,176,000 | 23,443,000 | 25,267,000 |