Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,521,000 | 36,453,000 | 37,954,000 | 38,570,000 |
| Total loans | 15,276,000 | 15,369,000 | 15,011,000 | 14,936,000 |
| Allowance for loan losses | 351,000 | 258,000 | 366,000 | 353,000 |
| Securities available for sale | 14,720,000 | 13,760,000 | 13,230,000 | 13,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,605,000 | 31,650,000 | 32,833,000 | 33,393,000 |
| Interest-bearing deposits | 24,957,000 | 25,745,000 | 25,063,000 | 25,716,000 |
| Noninterest-bearing deposits | 6,648,000 | 5,905,000 | 7,770,000 | 7,677,000 |
| Equity capital | 3,541,000 | 3,748,000 | 4,047,000 | 4,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 844,000 | 1,236,000 | 1,630,000 |
| Interest expense | 84,000 | 153,000 | 220,000 | 281,000 |
| Net interest income | 340,000 | 691,000 | 1,016,000 | 1,349,000 |
| Noninterest income | 70,000 | 167,000 | 250,000 | 358,000 |
| Noninterest expense | 255,000 | 531,000 | 799,000 | 1,048,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | -155,000 | 11,000 | 147,000 | 256,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 10,000 |
| Net income | -158,000 | 5,000 | 138,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,503,000 | 3,666,000 | 3,800,000 | 3,906,000 |
| Total capital | 3,828,000 | 3,924,000 | 4,123,000 | 4,205,000 |
| Risk-weighted assets | 26,078,000 | 26,375,000 | 25,806,000 | 23,900,000 |