Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,768,000 | 37,931,000 | 37,262,000 | 38,652,000 |
| Total loans | 17,422,000 | 18,112,000 | 17,573,000 | 16,975,000 |
| Allowance for loan losses | 327,000 | 327,000 | 347,000 | 339,000 |
| Securities available for sale | 12,996,000 | 12,801,000 | 12,838,000 | 14,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,810,000 | 33,124,000 | 32,285,000 | 33,718,000 |
| Interest-bearing deposits | 26,281,000 | 27,417,000 | 26,725,000 | 26,715,000 |
| Noninterest-bearing deposits | 5,529,000 | 5,707,000 | 5,560,000 | 7,003,000 |
| Equity capital | 3,334,000 | 3,429,000 | 3,590,000 | 3,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 904,000 | 1,362,000 | 1,794,000 |
| Interest expense | 113,000 | 225,000 | 328,000 | 422,000 |
| Net interest income | 351,000 | 679,000 | 1,034,000 | 1,372,000 |
| Noninterest income | 42,000 | 80,000 | 137,000 | 165,000 |
| Noninterest expense | 272,000 | 565,000 | 827,000 | 1,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 61,000 | 115,000 | 270,000 | 297,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 18,000 |
| Net income | 58,000 | 109,000 | 261,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,439,000 | 3,490,000 | 3,642,000 | 3,661,000 |
| Total capital | 3,766,000 | 3,817,000 | 3,989,000 | 4,000,000 |
| Risk-weighted assets | 28,730,000 | 29,106,000 | 28,380,000 | 28,116,000 |