Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 37,703,000 | 38,014,000 | 36,198,000 | 37,355,000 |
| Total loans | 17,090,000 | 17,150,000 | 18,372,000 | 17,720,000 |
| Allowance for loan losses | 324,000 | 325,000 | 334,000 | 327,000 |
| Securities available for sale | 11,798,000 | 11,496,000 | 12,427,000 | 13,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,541,000 | 33,013,000 | 31,068,000 | 32,564,000 |
| Interest-bearing deposits | 28,001,000 | 29,152,000 | 26,885,000 | 27,476,000 |
| Noninterest-bearing deposits | 4,540,000 | 3,861,000 | 4,183,000 | 5,088,000 |
| Equity capital | 3,218,000 | 3,355,000 | 3,484,000 | 3,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 924,000 | 1,423,000 | 1,881,000 |
| Interest expense | 158,000 | 307,000 | 444,000 | 567,000 |
| Net interest income | 310,000 | 617,000 | 979,000 | 1,314,000 |
| Noninterest income | 73,000 | 65,000 | 225,000 | 82,000 |
| Noninterest expense | 284,000 | 551,000 | 806,000 | 1,090,000 |
| Provision for loan losses | 75,000 | 75,000 | 135,000 | 405,000 |
| Pretax income | 17,000 | 13,000 | 9,000 | -272,000 |
| Income tax | 3,000 | 6,000 | 9,000 | -6,000 |
| Net income | 14,000 | 7,000 | 0 | -266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,661,000 | 3,654,000 | 3,647,000 | 3,381,000 |
| Total capital | 3,985,000 | 3,979,000 | 3,981,000 | 3,708,000 |
| Risk-weighted assets | 28,618,000 | 28,346,000 | 28,840,000 | 28,401,000 |