Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,674,000 | 41,579,000 | 40,517,000 | 40,058,000 |
| Total loans | 21,113,000 | 20,072,000 | 19,455,000 | 17,553,000 |
| Allowance for loan losses | 750,000 | 625,000 | 834,000 | 319,000 |
| Securities available for sale | 12,649,000 | 11,804,000 | 12,155,000 | 12,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,073,000 | 36,510,000 | 35,151,000 | 35,037,000 |
| Interest-bearing deposits | 32,026,000 | 32,428,000 | 30,617,000 | 29,229,000 |
| Noninterest-bearing deposits | 4,047,000 | 4,082,000 | 4,534,000 | 5,808,000 |
| Equity capital | 2,157,000 | 2,633,000 | 3,385,000 | 3,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,036,000 | 1,524,000 | 1,981,000 |
| Interest expense | 265,000 | 501,000 | 716,000 | 899,000 |
| Net interest income | 256,000 | 535,000 | 808,000 | 1,082,000 |
| Noninterest income | 47,000 | 101,000 | 168,000 | -267,000 |
| Noninterest expense | 306,000 | 573,000 | 876,000 | 1,170,000 |
| Provision for loan losses | 68,000 | 100,000 | 355,000 | 495,000 |
| Pretax income | -71,000 | -186,000 | -461,000 | -977,000 |
| Income tax | 0 | 0 | 0 | -50,000 |
| Net income | -71,000 | -186,000 | -461,000 | -927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,404,000 | 3,689,000 | 3,814,000 | 3,648,000 |
| Total capital | 3,785,000 | 4,092,000 | 4,208,000 | 3,967,000 |
| Risk-weighted assets | 30,148,000 | 31,964,000 | 31,117,000 | 29,405,000 |