Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,398,000 | 44,123,000 | 45,309,000 | 46,745,000 |
| Total loans | 22,581,000 | 22,621,000 | 23,549,000 | 23,202,000 |
| Allowance for loan losses | 466,000 | 479,000 | 286,000 | 329,000 |
| Securities available for sale | 16,624,000 | 16,688,000 | 16,866,000 | 16,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,469,000 | 39,578,000 | 39,067,000 | 41,294,000 |
| Interest-bearing deposits | 34,553,000 | 36,795,000 | 35,905,000 | 37,265,000 |
| Noninterest-bearing deposits | 2,916,000 | 2,783,000 | 3,162,000 | 4,029,000 |
| Equity capital | 3,802,000 | 3,746,000 | 3,999,000 | 4,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,435,000 | 2,132,000 | 2,865,000 |
| Interest expense | 340,000 | 698,000 | 1,072,000 | 1,454,000 |
| Net interest income | 372,000 | 737,000 | 1,060,000 | 1,411,000 |
| Noninterest income | 91,000 | 165,000 | 234,000 | 301,000 |
| Noninterest expense | 201,000 | 422,000 | 642,000 | 846,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 75,000 |
| Pretax income | 250,000 | 456,000 | 616,000 | 801,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 35,000 |
| Net income | 241,000 | 438,000 | 589,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,864,000 | 3,935,000 | 4,027,000 | 4,124,000 |
| Total capital | 4,271,000 | 4,358,000 | 4,313,000 | 4,453,000 |
| Risk-weighted assets | 32,472,000 | 33,769,000 | 35,372,000 | 36,725,000 |