Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,514,000 | 41,082,000 | 41,829,000 | 42,797,000 |
| Total loans | 19,427,000 | 21,965,000 | 22,177,000 | 22,558,000 |
| Allowance for loan losses | 394,000 | 399,000 | 431,000 | 449,000 |
| Securities available for sale | 15,721,000 | 16,220,000 | 16,604,000 | 16,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,564,000 | 37,207,000 | 37,555,000 | 38,423,000 |
| Interest-bearing deposits | 30,351,000 | 34,123,000 | 34,220,000 | 35,257,000 |
| Noninterest-bearing deposits | 5,213,000 | 3,084,000 | 3,335,000 | 3,166,000 |
| Equity capital | 3,163,000 | 3,091,000 | 3,460,000 | 3,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,219,000 | 1,905,000 | 2,597,000 |
| Interest expense | 250,000 | 529,000 | 853,000 | 1,197,000 |
| Net interest income | 332,000 | 690,000 | 1,052,000 | 1,400,000 |
| Noninterest income | 63,000 | 118,000 | 181,000 | 247,000 |
| Noninterest expense | 243,000 | 475,000 | 686,000 | 902,000 |
| Provision for loan losses | 3,000 | 6,000 | 44,000 | 60,000 |
| Pretax income | 168,000 | 346,000 | 522,000 | 708,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 32,000 |
| Net income | 162,000 | 334,000 | 504,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,378,000 | 3,500,000 | 3,560,000 | 3,683,000 |
| Total capital | 3,746,000 | 3,899,000 | 3,961,000 | 4,089,000 |
| Risk-weighted assets | 29,441,000 | 31,918,000 | 32,089,000 | 32,421,000 |