Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,071,000 | 22,884,000 | 23,784,000 | 24,045,000 |
| Total loans | 11,496,000 | 13,022,000 | 12,729,000 | 12,691,000 |
| Allowance for loan losses | 370,000 | 386,000 | 444,000 | 425,000 |
| Securities available for sale | 6,732,000 | 7,100,000 | 8,017,000 | 8,674,000 |
| Securities held to maturity | 806,000 | 709,000 | 710,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,011,000 | 19,134,000 | 19,992,000 | 20,370,000 |
| Interest-bearing deposits | 17,625,000 | 17,701,000 | 18,378,000 | 18,728,000 |
| Noninterest-bearing deposits | 1,386,000 | 1,433,000 | 1,614,000 | 1,642,000 |
| Equity capital | 2,564,000 | 2,718,000 | 2,946,000 | 2,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 766,000 | 1,155,000 | 1,545,000 |
| Interest expense | 183,000 | 367,000 | 555,000 | 731,000 |
| Net interest income | 220,000 | 399,000 | 600,000 | 814,000 |
| Noninterest income | 59,000 | 106,000 | 159,000 | 184,000 |
| Noninterest expense | 143,000 | 282,000 | 421,000 | 557,000 |
| Provision for loan losses | 15,000 | 30,000 | 37,000 | 40,000 |
| Pretax income | 118,000 | 189,000 | 298,000 | 398,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 112,000 | 177,000 | 280,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,543,000 | 2,542,000 | 2,652,000 | 2,666,000 |
| Total capital | 2,774,000 | 2,792,000 | 2,907,000 | 2,942,000 |
| Risk-weighted assets | 18,530,000 | 19,856,000 | 20,180,000 | 21,967,000 |