Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,328,000 | 20,571,000 | 22,505,000 | 22,623,000 |
| Total loans | 11,787,000 | 12,636,000 | 13,434,000 | 12,143,000 |
| Allowance for loan losses | 323,000 | 350,000 | 356,000 | 340,000 |
| Securities available for sale | 5,004,000 | 5,212,000 | 5,354,000 | 6,801,000 |
| Securities held to maturity | 983,000 | 982,000 | 982,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,540,000 | 16,216,000 | 18,975,000 | 19,627,000 |
| Interest-bearing deposits | 15,012,000 | 14,711,000 | 17,481,000 | 17,616,000 |
| Noninterest-bearing deposits | 1,528,000 | 1,505,000 | 1,494,000 | 2,011,000 |
| Equity capital | 2,578,000 | 2,600,000 | 2,651,000 | 2,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 759,000 | 1,162,000 | 1,532,000 |
| Interest expense | 194,000 | 395,000 | 603,000 | 807,000 |
| Net interest income | 180,000 | 364,000 | 559,000 | 725,000 |
| Noninterest income | 43,000 | 90,000 | 146,000 | 199,000 |
| Noninterest expense | 134,000 | 264,000 | 410,000 | 550,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 90,000 |
| Pretax income | 80,000 | 172,000 | 268,000 | 284,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 16,000 |
| Net income | 74,000 | 160,000 | 250,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,527,000 | 2,540,000 | 2,523,000 | 2,431,000 |
| Total capital | 2,746,000 | 2,770,000 | 2,771,000 | 2,672,000 |
| Risk-weighted assets | 17,431,000 | 18,298,000 | 19,705,000 | 19,177,000 |