Call reports 2026
FAIRFIELD COUNTY BANK — 2026
What FAIRFIELD COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,887,262,000 | 1,919,913,000 |
| Total loans | 1,485,856,000 | 1,503,784,000 |
| Allowance for loan losses | 18,660,000 | 18,528,000 |
| Securities available for sale | 229,726,000 | 224,511,000 |
| Securities held to maturity | 542,000 | 520,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,427,421,000 | 1,469,248,000 |
| Interest-bearing deposits | 1,110,098,000 | 1,155,795,000 |
| Noninterest-bearing deposits | 317,323,000 | 313,453,000 |
| Equity capital | 243,946,000 | 247,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 20,702,000 | 42,205,000 |
| Interest expense | 5,396,000 | 10,643,000 |
| Net interest income | 15,306,000 | 31,562,000 |
| Noninterest income | 1,461,000 | 3,089,000 |
| Noninterest expense | 13,139,000 | 26,096,000 |
| Provision for loan losses | -182,000 | -302,000 |
| Pretax income | 3,605,000 | 8,185,000 |
| Income tax | 761,000 | 1,726,000 |
| Net income | 2,844,000 | 6,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 266,620,000 | 270,235,000 |