Call reports 2024
FAIRFIELD COUNTY BANK — 2024
What FAIRFIELD COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,928,780,000 | 1,997,111,000 | 1,913,139,000 | 1,759,057,000 |
| Total loans | 1,417,813,000 | 1,406,388,000 | 1,390,336,000 | 1,385,531,000 |
| Allowance for loan losses | 18,207,000 | 17,922,000 | 18,387,000 | 18,390,000 |
| Securities available for sale | 357,932,000 | 349,439,000 | 359,315,000 | 250,488,000 |
| Securities held to maturity | 693,000 | 681,000 | 658,000 | 634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,519,593,000 | 1,534,401,000 | 1,485,721,000 | 1,379,932,000 |
| Interest-bearing deposits | 1,203,144,000 | 1,208,925,000 | 1,175,123,000 | 1,059,028,000 |
| Noninterest-bearing deposits | 316,449,000 | 325,476,000 | 310,598,000 | 320,904,000 |
| Equity capital | 195,230,000 | 196,043,000 | 210,754,000 | 221,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,164,000 | 39,171,000 | 58,926,000 | 78,461,000 |
| Interest expense | 7,673,000 | 15,955,000 | 24,181,000 | 31,457,000 |
| Net interest income | 11,491,000 | 23,216,000 | 34,745,000 | 47,004,000 |
| Noninterest income | 4,630,000 | 8,960,000 | 13,789,000 | 46,256,000 |
| Noninterest expense | 15,639,000 | 30,534,000 | 45,665,000 | 60,322,000 |
| Provision for loan losses | -166,000 | -384,000 | -239,000 | -296,000 |
| Pretax income | 518,000 | 1,647,000 | 3,233,000 | 7,046,000 |
| Income tax | 113,000 | 361,000 | 704,000 | 1,521,000 |
| Net income | 405,000 | 1,286,000 | 2,529,000 | 5,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,534,000 | 243,481,000 | 244,788,000 | 255,774,000 |