Call reports 2022
FAIRFIELD COUNTY BANK — 2022
What FAIRFIELD COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,962,911,000 | 2,015,578,000 | 1,923,978,000 | 1,919,285,000 |
| Total loans | 1,195,718,000 | 1,251,427,000 | 1,328,791,000 | 1,373,673,000 |
| Allowance for loan losses | 16,133,000 | 16,119,000 | 15,783,000 | 15,978,000 |
| Securities available for sale | 456,278,000 | 492,029,000 | 459,856,000 | 414,335,000 |
| Securities held to maturity | 820,000 | 807,000 | 783,000 | 766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,606,360,000 | 1,691,757,000 | 1,554,905,000 | 1,606,701,000 |
| Interest-bearing deposits | 1,185,052,000 | 1,262,503,000 | 1,141,909,000 | 1,208,459,000 |
| Noninterest-bearing deposits | 421,308,000 | 429,254,000 | 412,996,000 | 398,242,000 |
| Equity capital | 219,405,000 | 202,493,000 | 184,219,000 | 194,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,692,000 | 29,876,000 | 45,946,000 | 62,863,000 |
| Interest expense | 582,000 | 1,238,000 | 2,168,000 | 4,379,000 |
| Net interest income | 14,110,000 | 28,638,000 | 43,778,000 | 58,484,000 |
| Noninterest income | 4,000,000 | 7,693,000 | 12,029,000 | 15,994,000 |
| Noninterest expense | 13,988,000 | 27,711,000 | 41,979,000 | 57,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,075,000 | 8,537,000 | 13,705,000 | 15,985,000 |
| Income tax | 878,000 | 1,832,000 | 2,924,000 | 3,365,000 |
| Net income | 3,197,000 | 6,705,000 | 10,781,000 | 12,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,394,000 | 242,932,000 | 247,035,000 | 248,917,000 |