Call reports 2021
FAIRFIELD COUNTY BANK — 2021
What FAIRFIELD COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,852,526,000 | 1,896,731,000 | 1,947,991,000 | 1,939,644,000 |
| Total loans | 1,306,854,000 | 1,294,218,000 | 1,264,995,000 | 1,222,437,000 |
| Allowance for loan losses | 15,813,000 | 16,010,000 | 16,065,000 | 16,069,000 |
| Securities available for sale | 340,266,000 | 342,317,000 | 353,124,000 | 376,070,000 |
| Securities held to maturity | 1,939,000 | 898,000 | 869,000 | 854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,488,120,000 | 1,545,884,000 | 1,566,317,000 | 1,584,739,000 |
| Interest-bearing deposits | 1,076,285,000 | 1,115,103,000 | 1,151,396,000 | 1,182,747,000 |
| Noninterest-bearing deposits | 411,835,000 | 430,781,000 | 414,921,000 | 401,992,000 |
| Equity capital | 228,255,000 | 234,766,000 | 236,527,000 | 238,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,694,000 | 30,556,000 | 46,068,000 | 60,733,000 |
| Interest expense | 606,000 | 1,184,000 | 1,784,000 | 2,387,000 |
| Net interest income | 15,088,000 | 29,372,000 | 44,284,000 | 58,346,000 |
| Noninterest income | 4,737,000 | 9,138,000 | 13,022,000 | 16,922,000 |
| Noninterest expense | 13,441,000 | 26,955,000 | 40,865,000 | 55,826,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 6,203,000 | 11,413,000 | 16,296,000 | 19,289,000 |
| Income tax | 1,324,000 | 2,434,000 | 3,470,000 | 4,093,000 |
| Net income | 4,879,000 | 8,979,000 | 12,826,000 | 15,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,755,000 | 229,887,000 | 233,766,000 | 236,181,000 |