Call reports 2001
FAIRFIELD COUNTY BANK — 2001
What FAIRFIELD COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 498,616,000 | 508,637,000 | 539,895,000 | 541,905,000 |
| Total loans | 411,080,000 | 413,084,000 | 442,777,000 | 459,658,000 |
| Allowance for loan losses | 4,616,000 | 4,714,000 | 4,831,000 | 4,918,000 |
| Securities available for sale | 42,405,000 | 44,547,000 | 48,453,000 | 42,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,711,000 | 400,779,000 | 430,007,000 | 430,598,000 |
| Interest-bearing deposits | 353,353,000 | 350,871,000 | 376,166,000 | 377,215,000 |
| Noninterest-bearing deposits | 47,358,000 | 49,908,000 | 53,841,000 | 53,383,000 |
| Equity capital | 46,262,000 | 48,207,000 | 49,386,000 | 51,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,950,000 | 19,650,000 | 29,385,000 | 39,026,000 |
| Interest expense | 4,276,000 | 8,163,000 | 12,125,000 | 15,698,000 |
| Net interest income | 5,674,000 | 11,487,000 | 17,260,000 | 23,328,000 |
| Noninterest income | 1,977,000 | 3,775,000 | 5,640,000 | 7,575,000 |
| Noninterest expense | 4,755,000 | 9,715,000 | 15,081,000 | 21,196,000 |
| Provision for loan losses | 140,000 | 260,000 | 380,000 | 500,000 |
| Pretax income | 2,819,000 | 5,469,000 | 7,711,000 | 9,509,000 |
| Income tax | 965,000 | 1,854,000 | 2,652,000 | 3,104,000 |
| Net income | 1,854,000 | 3,615,000 | 5,059,000 | 6,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,574,000 | 45,955,000 | 46,111,000 | 48,782,000 |
| Total capital | 47,190,000 | 50,669,000 | 50,942,000 | 53,700,000 |
| Risk-weighted assets | 430,247,000 | 442,239,000 | 468,754,000 | 478,908,000 |